Loft 26 is a luxury service suite development in Bercham — 394 units at 673 and 752 sq ft, two to three bedrooms, with a clubhouse and over 20 facilities, from around RM300k.
Before anything else: this is a commercial (HDA) title development, not a residential condominium. That single fact changes your loan, your bills and who can buy it from you later. Plenty of listings will not mention it. We are mentioning it first.
Quick facts
| Detail | What you get |
|---|---|
| Location | Bercham, Ipoh |
| Type | Luxury service suites |
| Title | Commercial (HDA) — not residential |
| Built-up | 673 sq ft / 752 sq ft |
| Bedrooms | 2-3 |
| Units | 394 |
| Facilities | 20+ facilities, clubhouse |
| From price | around RM300k |
What stands out
- Entry price. Around RM300k for a two to three bedroom home with full facilities is among the lowest in Ipoh for this type of product.
- 20+ facilities and a clubhouse — gym, pool and the rest, which you will not get in a terrace at this price.
- Bercham has the tenant pool. If you are buying to rent out, this is the right area for it — young workers, students and people who want to be near the food belt.
- Compact and low maintenance. No garden, no roof, no exterior to repaint.
What to think about honestly
- Commercial title: your loan margin is usually lower. Banks often lend less on commercial title than residential, which means a bigger deposit. Ask your banker before you pay a booking fee. Our loan guide explains margin of finance.
- Commercial title: your bills are higher. Assessment, quit rent and often electricity and water are charged at commercial rates, not residential. Over thirty years this adds up. Get the figures.
- Commercial title: a smaller resale pool. Some buyers will not consider commercial title at all, and some banks make it harder for them. Factor that into your exit.
- 394 units is a lot. More units means more pressure on lifts, parking and facilities. Ask how many car park bays come with your unit.
- You cannot usually claim residential-only incentives on a commercial title unit. Check before assuming.
Who Loft 26 suits
- Investors buying for rental yield who understand commercial title and have priced it in
- Young single buyers or couples who want facilities and a low entry price and are not buying a forever home
- Buyers who work in Bercham or eastern Ipoh and want to be walking distance from everything
- Anyone who wants a home with no exterior maintenance at all
Who it does not suit: you are buying your long-term family home, or you need the highest possible loan margin. For that, a residential-title terrace in Bercham or a residential condominium in Ipoh Town is the safer structure.
Compare before you decide
Against Anderson Condo in Ipoh Town (freehold, from around RM199k) you get newer facilities but a commercial title and a higher price. Against Raffles 188 at Tiger Lane (also commercial HDA, 188 units) you get a lower price but more than double the unit count. Full comparison: all 10 Ipoh areas.
Free — no obligation
Ask your banker this before you book
Commercial title changes your loan margin, and most buyers find out after they have paid the booking fee. Send me your income and I will get you a realistic answer on what the bank will lend on this, first.
Check my loan on commercial title →Oscar Teoh · Real Estate Negotiator (REN 30662) · WhatsApp 011-1277 7077 · I reply personally, usually within the hour.